Who we cover
Protecting the entertainment industry
From newly formed bands to established global bands, national to worldwide tours and local to international festivals and beyond, Integro has your music insurance and event insurance needs covered.
We provide coverage solutions across many different areas of risk tailored to each individual client. No matter what your need, our team can search out the best and most comprehensive package so you don’t have to.
These are just some of the policy areas that we provide for:
A Cancellation/Non-Appearance insurance policy indemnifies the Assured against financial loss should an event be cancelled, abandoned, curtailed or interrupted. It can also cover additional costs in the event of postponement or relocation if either is possible.
Policy covers the following Perils subject to the policy terms and conditions:
- Death, Accident and illness of Insured Persons
- Unavoidable Travel Delay
- Venue Damage
- Adverse Weather
Separate cover is also available for threat or act of Terrorism including war and/or civil war
Terrorism insurance covers eventualities such as the Cancellation, Abandonment or Postponement of a show due to an Act (or Threat) of Terrorism such as those carried out for political or ideological purposes – this would also extend to include a show being cancelled due to a weapon being used or brandished.
In addition, we can offer the following extensions:
- Fear of an impending act of Terrorism at the venue on the day of show
- Strikes, Riots, Civil commotion and War
- Confiscation: Loss of fee or revenue arising out of confiscation or expropriation resulting in a cancellation
- Public Sentiment: the event being against public opinion or damaging to the reputation of the policyholder if held in the wake of an act of terrorism
- Sanctions: Cancellations arising due to an entity other than the policyholder becoming the subject of Sanctions
This will cover you if you accidentally injury somebody else (other than an employee) or cause damage to their property. It will pay your defence costs and also meet awards made against you.
This will cover you for claims made against you by employees (or freelancers working under your control) for injury arising in connection with the work they are doing for you. It will pay your defence costs and awards made against you.
Management Liability indemnifies the Directors and Officers, or an organisation itself, against losses as a result of legal action brought for alleged wrongful acts of an organisation’s Directors and Officers. Our coverage is intended to protect the assets of the covered individuals and organisations, as well as defence costs arising out of criminal and/or civil actions.
Owned property, or property you are legally responsible for, whether located permanently within office premises or a warehouse/other place of storage, should be covered by an annual policy.
‘On-site’ property (for events etc.), which may be owned but is usually hired, can be covered for replacement cost (or in the case of hired equipment as may be demanded by a supplier) should it be lost or damaged in fortuitous circumstances. Such ‘property’ might include hospitality units, mobile offices or toilets, signage, generators, scoreboards, furniture, office equipment, radios and TV units, trophies and various other items.
This policy enables you to offer your staff some cover as individuals. A Group Personal Accident policy offers Capital and Weekly benefits for Accidental Death/Permanent Disability and Temporary Disability respectively. A Travel policy (which can be purchased in isolation) increases these benefits if such accident occurs whilst the individual is travelling on Company business, plus coincidental holidays, and also provides additional protection in respect of medical treatment, repatriation, loss of baggage, money and credit cards, wasted travel costs, kidnap or hijack, personal liability and the like.
We have had the pleasure of working with Integro – formerly Robertson Taylor, over a number of years and have found them efficient and reliable and are happy to recommend their services.
Its important that your insurance brokers understand you, your event and what you are trying to achieve to ensure you are getting the right protection. We have worked with Integro (formerly Robertson Taylor) for more than 10 years across a wide range of projects and events and their level of experience in the market ensures that we get the right level of cover at the right time and the right price.